Know what you have · Know what to do
Beacon brings together every insurance policy, pension, will, investment and legal document your family has — so when it matters most, everyone knows exactly what to do.
When something happens — a death, a serious illness, an accident — families shouldn't be searching through drawers. Beacon changes that.
Policy documents in email. Pension statements in a drawer. The will at the solicitor's office. Nobody knows where anything is until they desperately need it.
Most people have no idea what their policies actually cover until they try to claim. Exclusions, excesses, conditions — buried in pages of small print that nobody reads.
Bereavement, illness, accident — these are the moments when families need clarity most. Instead they face confusion and stress at the hardest possible time.
Beacon acts like a personal financial organiser for your whole family — clear, calm and always there when you need it.
Upload any policy document and Beacon reads it for you — extracting what's covered, what's excluded, key conditions, excess amounts and renewal dates. Plain English. No jargon.
The data is saved automatically to your family profile — feeding your protection score, renewal tracker and emergency contacts all at once.
See at a glance which areas of your family's life are protected and which are not. Life insurance, critical illness, income protection, health, home and car — all tracked with a clear protection score that updates as you add policies.
Store the details of your Will, Power of Attorney, executors and solicitor contact. Know they are registered. Know they are up to date. Know exactly where to find them the moment they are needed.
The average person loses track of three pension pots during their working life. Beacon keeps them all in one place — with provider details, estimated values and contact numbers — for both partners in a household.
Invite your partner, children, solicitor or financial adviser — each with their own carefully controlled access level. Children can see emergency contacts without seeing pension values. Privacy built in from day one.
Beacon tracks your renewal dates and reminds you at the right moment — with enough time to shop around. Car insurance, home insurance, mortgage fixes, life cover. No more rolling onto a bad rate because you forgot.
One button. Tell Beacon what has happened. It guides you step by step — who to call, which policies are in place, what the solicitor's number is, and what needs to happen this week.
Calm. Clear. Exactly what a grieving or frightened family member needs in the hardest moments of their lives.
Add your family members, each with their own login. You control exactly what each person can see — full access for your partner, emergency contacts only for your children, document access for your solicitor.
Add your insurance policies, pension statements, will and power of attorney to your secure vault. The AI scanner reads each document and automatically extracts and saves the key information — coverage, exclusions, renewal dates, contact numbers.
Your dashboard shows exactly where your family is protected and where the gaps are. Your protection score updates automatically as you add policies. Renewal reminders ensure nothing lapses without you knowing.
Emergency Mode gives any family member an immediate, calm guide through what to do in a crisis — who to call, which policies are active, what needs to happen and when. Accessible to everyone you have shared it with, even from a mobile.
From 6 April 2027, most unused pension funds will be included in your estate for inheritance tax for the first time. Personal representatives — the executors of your Will — will be responsible for locating every pension pot, obtaining valuations, and settling the tax before probate is granted.
This is one of the most significant changes to estate administration in decades. Beacon is built for exactly this moment.
Legacy Access ensures your Beacon account stays live after you die — so the people you love can find everything they need, without a subscription getting in the way. Because the moment it matters most is not the moment to worry about an account lapsing.
We are building Beacon for UK families. Join the waitlist and be first to know when early access opens.
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